Mortgage Affordability Calculator, Monthly Mortgage Repayment Calculators, Loan Repayment Calculator

Before you proceed with a mortgage you should make sure that the monthly repayments are affordable. Use the calculator below to assess how much you can comfortably afford to repay each month.

Income:
Net monthly salary	£
Partner's net monthly salary	£
Other Income	£
Total Income	£

Expenses:
Credit Cards	£
Gas	£
Water	£
Electricity	£
Telephone	£
Council Tax	£
Food/Drink	£
Clothes	£
Car/Travel Expenses	£
Life Assurance	£
Regular Savings/Pensions	£
Loan Repayments	£
Other Standing orders/Direct debits	£
Entertainment/Holidays	£
Household Maintenance	£
Other Expenses	£



Total Monthly Expenses: £
Spare income each month: £

This calculator has been provided for your guidance only. Its use does not represent any offer of a mortgage advance.

If you are seeking a mortgage loan, then you must make a formal application to an appropriate mortgage lender, who will consider your application in accordance with their lending criteria.

Mortgage loans are normally subject to a formal valuation of the property and proof of your earnings.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.